Becoming a savvy money saver can seem stressful -- between the mountain of bills and financial squeeze from the holidays, where do you even begin? Money maven (and apparent "Star Wars" fan) Jennifer Westhoven says the trick to saving your pennies is using Jedi mind tricks like Obi-Wan Kenobi! The difference? You're pulling the mind tricks on yourself!

Wait, what?! Yes, you heard that right! Westhoven says the best way to break bad money habits is to trick yourself into better ones!

How to save more: Label your bank accounts for specific goals, like “ski trip” or “new furnace.” Westhoven says a study shows you'll save 30 percent more that way! Why? When you pull money out of an account with a name, it's likely to feel a little more painful when it comes out of that vacation fund!

How to spend less: Stop the catalogs and daily deal subscriptions! Sifting through an enticing catalogs or email with deals nearby is temptation to pull out that pocketbook!

The money-saving tip from the professionals: The best way to save more is through paying down your current debt. Every dollar in debt costs you more than the dollar you'll save!