It goes without saying, but let's say it anyway -- saving money for retirement is really, really important. And 2013 brings you new opportunities to build that nest egg.
: The IRS raised
the annual contribution limit for 401(k), 403(b) and 457 accounts, as well as the federal Thrift Savings Plan. You can now sock away up to $17,500, a $500 increase from last year. Limits on that amount kick in if the IRS considers you a "highly compensated employee", which means you make $115,000 or more.