Clark Howard

The disappearing check

Clark Behind The Headlines

From HLN's Money Expert Clark Howard

Dryer dilemma

HELP ME CLARK!
From HLN's Money Expert Clark Howard

Lynn:
A year or so ago, my now 80 year old mother bought a new clothes dryer. The store offered free delivery. The delivery fee was actually charged to her store charge card and was to be refunded via rebate from another source. Before she was able to receive the rebate, the company went bankrupt. She refused to pay the $60 to the store and has now accrued a couple of hundred dollars in charges on top of it. She doesn't need her charge card. She can pay cash for whatever she wants. I just hate to see this go on and on. What, if any, recourse does she have?

Dryer dilemma

HELP ME CLARK!
From HLN's Money Expert Clark Howard

Lynn:
A year or so ago, my now 80 year old mother bought a new clothes dryer. The store offered free delivery. The delivery fee was actually charged to her store charge card and was to be refunded via rebate from another source. Before she was able to receive the rebate, the company went bankrupt. She refused to pay the $60 to the store and has now accrued a couple of hundred dollars in charges on top of it. She doesn't need her charge card. She can pay cash for whatever she wants. I just hate to see this go on and on. What, if any, recourse does she have?

New credit card law, what you should know

Clark Behind The Headlines

From HLN's Money Expert Clark Howard

Battling a default

HELP ME CLARK!
From HLN's Money Expert Clark Howard

Sam:
We have a second mortgage on our home, and I've just been laid off after 17 years. If we have to default on the second mortgage, can they garnish my unemployment?

Double debit: Look twice at bank bills

Ok, got a quiz for you.

You probably have a checking account, possibly two. And a credit card, or two or three.  You may have a debit card that hits against your checking account.  How good are you at going through your statements and seeing what is being charged to your card or debited from your account?

The great payoff debate

HELP ME CLARK!
From HLN's Money Expert Clark Howard

Arnold:
We are credit card debt free. We have a mortgage, a car loan and a RV loan. We are able to make extra payments. Which would be the best one to pay down?

ID theft after death

HELP ME CLARK!
From HLN's Money Expert Clark Howard

Teresa:
I wanted to know what I can do to protect my deceased father's personal information and identity from theft and fraud. I have heard stories of family members using a deceased person's information to open credit cards and take out loans.

Divorcing a loan

HELP ME CLARK!
From HLN's Money Expert Clark Howard

Sherry:
My husband has filed divorce after 16 years of marriage, and my name is on a loan that he has taken full responsibility for through the legal separation agreement. After the divorce is final, how do I have this loan removed from my credit? He is not paying his bills.

Sixty days to raise credit score

HELP ME CLARK!
From HLN's Money Expert Clark Howard

Vanessa:
I've been in my current home 12 years. I am trying to get a mortgage loan to purchase a bigger home. The bank wants to send me through FHA. My middle credit score is 576. I need to be at 620 for FHA to consider my loan. How can I raise my score in as little as 60 days?

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