1: WHAT ARE THE DEADLINES?
Tuesday, October 1 is the first day you can sign up for coverage.
If you sign up by December 15, you'll have coverage starting January 1, but you can shop all the way until March 31, 2014 with no penalty. After that, you'll have to pay a fine, and wait until this time next year to sign up again.
You can sign up after March 31 with no penalty if you have a life change, like losing your job or having a baby.
2: HOW MUCH WILL THIS COST ME? WILL MY RATES GO UP OR DOWN?
It really depends on your personal situation (are you young/old, healthy/sick?) and your state.
Check out healthcare.gov. Once it knows a little about you, the site sends you straight to plan options in your state.
It also knows if you will get help paying for it based on how much you make.
If you don't have a computer or Internet access, you can call a federal hotline: 1-800-318-2596.
READ MORE: Clark Howard's guide to Obamacare
3: I SEE THE NEW RATES, BUT WHAT IF I STILL CAN’T AFFORD COVERAGE?
Millions of American families, both poor and middle-class families, will get subsidies to help. They're paid straight to the provider, so you don't have to pay a big bill and then wait to be reimbursed.
For a single person, you may get help if you make up to $45,960 a year. A family of four making up to $94,200 a year would also qualify for help.
Some 48% of people who currently buy policies on the individual market will be eligible for a subsidy, averaging $5,548 for a family, says Kaiser.
4: WHAT IF I'M ALREADY COVERED AT WORK? WHAT IF I ALREADY HAVE MEDICAID?
You don't have to do anything. If you do lose your job, the new healthcare plans will likely cost a lot less than the COBRA coverage available now.
5: WHAT IF I HATE THIS IDEA, AND I JUST DON'T WANT THIS?
There will be fines. They start small: $95 per adult or 1% of your income in 2014. That's due with your taxes on April 15, 2015. It rises pretty steeply after the first year. You could owe $695 as an adult, or 2.5% of what you make by 2016.