Credit card delinquencies are at an 11-year low, indicating Americans are handling their finances more responsibly.
But while more people may be paying their credit card bills on time, do they have the right card?
In its November issue, Consumer Reports ranks the best cash-back rewards cards. These cards offer varying amounts of money back in your pocket on groceries, gas and other purchases.
But not all rewards cards are created equal, and the right one for you depends on a number of factors.